Q. What is the best place to get money exchanged? I'm traveling from the US to the UK and don't want to pay high fees to change my dollars to pounds.

A. You can often get away with just using your bank card to make withdrawals at any ATM, depending on how much your bank charges for foreign withdrawals. Some banks don't charge a fee for this. Otherwise, a credit card with low foreign surcharges (such as Capital One) is a good option too. Stay away from airports and hotels, which tend to have the worst exchange rates.

We also encourage you not to rely entirely on an ATM card. What if the machine eats your card, or isn't able to access your bank info? Hey, it happens! More on this subject over in the blog.