Q. I took a trip from Los Angeles to Buenos Aires. The flights were all delayed due to weather. I arrived in Buenos Aires and my bag arrived on the following flight. Somewhere from the time I arrived and when my bag was delivered, my jewelry was stolen out of my bag. I had booked the flight through Expedia. I filed a claim with Expedia and have never heard anything. I had about $3500 in jewelry stolen from my bag. What recourse do I have?

A. Never, ever put valuables in you checked luggage. Expedia is not responsible for your loss. If anyone is, it's your airline, but all airlines specifically say they do not cover the loss of valuables such as jewelry. Your only recourse is your homeowner's insurance at this point, but beware they might increase your premium or refuse to renew your policy if you file a claim. Always carry valuables in your carryon luggage. In addition to homeowners insurance, premium charge cards such as the American Express Platinum Card offer coverage for losses from both carryon and checked luggage, and if you had bought travel insurance from a company such as TravelGuard, you might have been covered.

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