Find 0% APR Credit Cards
Cards that offer a 0% APR can help you save money—especially on big ticket purchases. Compare 0% APR cards from our partners now to find one that’s right for you.
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0% APR

ABOC Platinum Rewards Mastercard®

Apply Now at Amalgamated Bank of Chicago's
secure site
  • 0% Intro APR on Purchases for 12 months and Balance Transfers for 18 months; after that the variable APR will be 14.40% - 24.40%, based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee or Foreign Transaction Fee
  • Select Your Rewards Your Way
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Apply Now at Amalgamated Bank of Chicago's
secure site
Purchases Intro APR
0% for 12 months on purchases
Balance Transfers Intro APR
0% for 18 months on balance transfers
Regular APR
14.40% - 24.40% Variable APR on purchases and balance transfers
Annual Fee
$0
Credit Needed
Good/Excellent

Mastercard® Gold Card™

Apply Now at Luxury Card's
secure site
  • Patented 24K-gold-plated stainless steel front and carbon back-weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions.
  • 2% value for cash back redemptions.
  • 24/7 Luxury Card Concierge®-available by phone, email, and live mobile chat.
  • Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
  • Up to $200 annual airline credit and $100 Global Entry application fee credit.
  • Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
  • Annual fee: $995 ($295 for each Authorized User).
  • Earn one point for every one dollar spent.
  • Terms and conditions apply.
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Apply Now at Luxury Card's
secure site
Purchases Intro APR
N/A
Balance Transfers Intro APR
0% intro APR for the first 15 billing cycles on BT within first 45 days; APR after will be 16.49%
Regular APR
16.49% Variable
Annual Fee
$995
Credit Needed
Excellent Credit

Mastercard® Black Card™

Apply Now at Luxury Card's
secure site
  • Patented black PVD metal card-weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions.
  • 1.5% value for cash back redemptions.
  • 24/7 Luxury Card Concierge®-available by phone, email and live mobile chat.
  • Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
  • Up to $100 annual airline credit and $100 Global Entry and TSA Pre-Check application fee credit.
  • Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
  • Annual fee: $495 ($195 for each Authorized User).
  • Earn one point for every one dollar spent.
  • Terms and conditions apply.
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Apply Now at Luxury Card's
secure site
Purchases Intro APR
N/A
Balance Transfers Intro APR
0% intro APR for the first 15 billing cycles on BT within first 45 days; APR after will be 16.49%
Regular APR
16.49% Variable
Annual Fee
$495
Credit Needed
Excellent Credit

Blue Cash Everyday® Card from American Express

Apply Now at American Express's
secure site
  • Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%.
  • Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • No annual fee.
  • Terms Apply.
  • See Rates & Fees
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Apply Now at American Express's
secure site
Purchases Intro APR
0% on purchases for 15 months
Balance Transfers Intro APR
0% on balance transfers for 15 months
Regular APR
14.49%-25.49% Variable
Annual Fee
$0
Credit Needed
Excellent, Good
See Rates & Fees

Mastercard® Titanium Card™

Apply Now at Luxury Card's
secure site
  • Patented brushed stainless steel front and carbon back-weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions.
  • 1% value for cash back redemptions.
  • 24/7 Luxury Card Concierge®–Available by phone, email, and live mobile chat.
  • Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
  • Members-only LUXURY MAGAZINE®.
  • Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
  • Annual fee: $195 ($95 for each Authorized User).
  • Earn one point for every one dollar spent.
  • Terms and conditions apply.
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Apply Now at Luxury Card's
secure site
Purchases Intro APR
N/A
Balance Transfers Intro APR
0% intro APR for the first 15 billing cycles on BT within first 45 days; APR after will be 16.49%
Regular APR
16.49% Variable
Annual Fee
$195
Credit Needed
Excellent Credit

The Blue Business® Plus Credit Card from American Express

Apply Now at American Express's
secure site
  • Get rewarded for business as usual. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners.
  • 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
  • Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
  • You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
  • More buying power for your business means more opportunities to earn points. That’s everyday business with the Blue Business Plus Card.
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
  • 0.0% intro APR on purchases and balance transfers for 12 months from date of account opening, then a variable rate, 14.74%-20.74%, based on your creditworthiness and other factors as determined at the time of account opening.
  • No Annual Fee
  • Terms Apply
  • See Rates & Fees
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Apply Now at American Express's
secure site
Purchases Intro APR
0% on purchases for 12 months from date of account opening
Balance Transfers Intro APR
0% on balance transfers for 12 months
Regular APR
14.74% - 20.74% Variable
Annual Fee
No annual fee
Credit Needed
Excellent, Good
See Rates & Fees