When you start traveling with your family, you quickly realize how easy it was before. Single travelers and couples have comparatively few problems finding available award seats, compared to families. Singles and couples are also able to get by with less luggage, and can more easily navigate many of the inconveniences of airline travel.
Thankfully, the right credit cards can help family travelers alleviate many of these problems. A good credit card for families will offer flexible award redemptions, help with luggage fees and access to priority services at the airport.
Here are three of the best travel rewards credit cards for family travelers:
Although this card is marketed towards business travelers, it’s also a great card for families. For example, this card comes with an annual airline fee credit of up to $200, which can be used for things like baggage fees, in-flight wi-fi charges, and food and beverages. You also get access to the Priority Pass Select and American Express Centurion airport lounges, many of which have kids areas. And while this card only offers access for the cardholder and two guests (infants under 2 don’t count towards this limit), you can get around that by having one family member as an additional authorized user. You can get up to three additional authorized users for a total $175 for all three. Each additional authorized user gets the same fee credit of up to $100 towards the TSA PreCheck or Global Entry application. There’s a $550 annual fee for this card, and new applicants can earn 60,000 bonus points after using the card to spend $5,000 within three months of account opening (See rates and fees).
This card offers you points in the Southwest Airlines Rapid Rewards program, which are worth about 1.5 cents each towards any flight with an empty seat. This kind of program is ideal for families who can’t plan their trips around the limited award availability that most other airlines offer. And while this card doesn’t offer you the benefit of a free checked bag, it doesn’t need to. Southwest is preferred by many families because it offers everyone two free checked bags on all flights. Finally, you get a $75 travel credit each year, 20% back on in-flight drinks and wifi and four upgraded boarding positions each year. There’s a $149 annual fee for this card.
This card has a very simple rewards program compared to most other travel cards, so it can work well for families that need flexibility. It offers double miles on all eligible purchases, and miles can simply be redeemed for one cent each as statement credits towards any travel purchase. It also offers you 5% of your redeemed rewards back. New applicants can earn 70,000 bonus miles after spending $5,000 on purchases within 90 days of account opening. There’s an $89 annual fee for this card that’s waived the first year.