Q. I have been trying to figure out if any of the travel insurance plans will cover you if you miss a connection between legs of your flight, especially if the connection has a fairly brief window, and the second leg is the last flight of the night.

A. Many do have a "missed connection" clause with a benefit in the range of $500, which should cover any expenses incurred.  Check with your insurer to see if they do and for any specifics, as this does vary.