Q. During my last trip abroad, I thought I'd be smart and avoid the hassles of exchanging money by just using my credit card for the most of my purchases. But when the bill rolled in, all those currency conversion charges really added up. A lot! My family and I are planning a trip to Europe this summer and I don't want to get a bill like that again. Are there any cards that don't charge for currency conversions?

A. Actually, yes! This is straight from their site: "
Capital One does not charge a fee for using your credit card for foreign currency transactions. Foreign purchases will be converted at the foreign exchange rate in effect at the time of posting the charge."