How to Get Unlimited Cash Back on Travel (Sponsored)

MySmartCreditCard.com, April 27, 2016
Fares from Washington DC:

    If you're not using a credit card that gives you cash back on your travels, you're practically throwing money away. Here are our three favorite credit cards for travel:

    Editor's Note: This sponsored post is brought to you by MySmartCreditCard.com.

    Chase Unlimited

    This card is the best for people who make a wide variety of purchases, since you'll automatically get unlimited 1.5% cash back on everything you buy.

    Our Favorite Features

    • Unlimited 1.5% cash back on every purchase—it's automatic.
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
    • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum.
    • Redeem for cash—any amount, anytime.
    • Cash Back rewards do not expire as long as your account is open.
    • No annual fee.

    Click here to learn more about the Chase Unlimited.

    Chase Sapphire Preferred Card

    This is a great card for frequent flyers who use several different airlines, because it lets you transfer points at a one-to-one ratio with airlines like Southwest, United, and several international carriers. If you spend $4,000 in your first three months, you will earn 50,000 bonus Chase Ultimate Rewards points—that's at least $500 off a flight. And you're also earning two points on every travel dollar you spend, raking in more miles the more you buy.

    Our Favorite Features

    • No foreign transaction fees.
    • $0 introductory annual fee, then $95.
    • 2x points on travel and dining purchases.
    • 50,000 Chase Ultimate Rewards points, plus 5,000 additional points if you add an authorized user who makes at least one purchase in the first three months.
    • Primary car rental insurance that covers damage or theft when you pay for the rental with the card.
    • Trip delay reimbursement up to $500 when your trip is delayed more than 12 hours.

    Click here to learn more about the Chase Sapphire Preferred Card.

    Capital One Venture Rewards Credit Card

    The Capital One Venture Rewards card is best for non-loyal flyers because it has no limitations on your choice of airline or hotel. This card returns 2x "miles and points" on all transactions, but pays you back in miles, which you can use to buy travel services through Capital One. If you spend $3,000 in the first three months, you also get 40,000 bonus miles.

    Our Favorite Features

    • No foreign transaction fees.
    • $0 introductory annual fee, then $59 annual fee.
    • Earn 40,000 in bonus miles if you spend $3,000 in the first three months.
    • 2x miles on every purchase.
    • Use earned miles for travel expenses from your online account.
    • Miles don't expire.

    Click here to learn more about the Capital One Venture Rewards Credit Card.

    Options If You Have Poor Credit

    If you have less than stellar credit, you may not get approved for any of these cards. But fear not as you still have options to find a card that uses your travel expenses to your advantage. A service like CardMatch on MySmartCreditCard.com will match you with offers that are best suited to your credit score.

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