Q. With my domestic flights, I usually add on travel insurance since it is often inexpensive. In the coming year, I have two foreign trips planned. When I have priced travel insurance to these locations, I find the price to be very expensive but I recognize that these will cover cancellations, as well as, medical coverage. Since we are healthy travelers, I am not sure that it is worth the major expense. Any recommendations? Is there a way to compare travel insurance prices?

A. It really depends on how expensive your trip is and what the risk is. If you can afford to forfeit the value of your trip without financial hardship, then perhaps insurance isn’t necessary. Do consider emergency evacuation (Medevac) coverage however, since most people cannot afford the cost of a medical flight from abroad back to the US. Try insuremytrip.com to compare travel insurance prices.