Dreaming up ways to spend your tax returns is easy enough. But what about all those frequent flyer miles burning a hole in your virtual pocket? As carriers make constant adjustments to loyalty programs, getting the most value out of your hard-earned points becomes increasingly confusing.

And is it ever a good idea to put your points towards hotels, rental cars, or online purchases? Before you embark on some ill-considered booking spree, be sure to watch our very own George Hobica coach Good Morning America's Gio Benitez on How to Make the Most of Frequent Flyer Miles.